SAFE 1
Bakersfield, CA · State Credit Union · Chartered in CA
Who can join
Type 99
Members
89,063
Net Worth Ratio
16.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.12B
Peer Group 6
Members
89,063
as of latest quarter
Net Worth Ratio
16.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.12B
Total Shares
$958.6M
Total Loans
$823.0M
Net Worth Ratio
16.16%
≥7% = Well Capitalized
Members
89,063
Delinquency Rate (60d+)
0.18%
$1.5M
Loan-to-share ratio: 85.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
1400 Mill Rock Way, Bakersfield, CA, 93311
8:00am to 6:00pm
Centurion
1021 Central Expy S, Allen, TX, 75013
Vital Records Center
400 Oak St, Bakersfield, CA, 93304
8:00 am to 6:00 pm
Delano
1008 Fremont St, Delano, CA, 93215
8:00 am to 6:00 pm
Tehachapi
20141 W Valley Blvd, Tehachapi, CA, 93561
8:00 am to 6:00 pm
Porterville
680 N Prospect St, Porterville, CA, 93257
8:00 am to 6:00 pm
Visalia
1407 E Noble Ave, Visalia, CA, 93292
M-Th 9:15 am - 5:15 pmFri 9:15 am - 5:45 pm
Granite Falls
8200 Granite Falls Dr, Bakersfield, CA, 93312
9:00 am - 5:15 pm M-Th9:00 am - 5:30 Fri
Taft
1092 Kern St, Taft, CA, 93268
9:00 am - 5:15 pm M-Th9:00 am - 5:30 pm Fri
Panama Lane
3601 Panama Ln, Bakersfield, CA, 93313-3564
MON-THURS 9:00-5:15 PMFRI 9:00-6:00 PM
1 more location not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/safe-1" target="_blank" rel="noopener">View SAFE 1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.