ROYAL
Eau Claire, WI · State Credit Union · Chartered in WI
Who can join
Type 99
Members
339,177
Net Worth Ratio
10.46%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.90B
Peer Group 6
Members
339,177
as of latest quarter
Net Worth Ratio
10.46%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$5.90B
Total Shares
$5.21B
Total Loans
$4.99B
Net Income
$20.1M
Net Worth Ratio
10.46%
≥7% = Well Capitalized
Members
339,177
Return on Assets
0.34%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$21.7M
Loan-to-share ratio: 95.9%· healthy range 60–80%
Branch Locations
NCUACorporate Center
200 Riverfront Ter, Eau Claire, WI, 54703
M-F 8:30am-5:00pm
Eau Claire West Office
2415 Jodi Dr, Eau Claire, WI, 54703
M-F 10am-6pm Sat 10am-2pm
Mortgage Operations Center
419 N Hastings Pl, Eau Claire, WI, 54703
M-F 8am-5pm
Eau Claire Southwest Office
1049 W Clairemont Ave, Eau Claire, WI, 54701
M-F 8:30am-5:30pm Sat 8:30am-noon
Eau Claire South Office
4501 Royal Dr, Eau Claire, WI, 54701
M-F 10am-6pm Sat 10am-2pm
Eau Claire Downtown Office
455 E Madison St, Eau Claire, WI, 54703
M-F 8am-5:30pm Sat 8am-noon
Chippewa Falls South Office
1031 Woodward Ave, Chippewa Falls, WI, 54729
M-F 10am-6pm Sat 10am-2pm
Chippewa Falls Downtown Office
215 Bay St, Chippewa Falls, WI, 54729
M-TH 8am-5pm F 8am-6pm Sat 8am-noon
Whitehall Office
18567 Scranton St, Whitehall, WI, 54773
M-TH 9am-5pmF 9am-6pm Sat 9am-noon
Colby Office
204 W Spence St, Colby, WI, 54421
M-TH 8:30am-5pm F 8:30am-6pm Sat 9-noon
47 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/royal" target="_blank" rel="noopener">View ROYAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.