🏦Bank Scorer

ROCK VALLEY

Loves Park, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

Type 99

Charter #68687Est. 1968RSSD: 39587

Members

15,767

Net Worth Ratio

11.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$178.3M

Peer Group 5

Members

15,767

as of latest quarter

Net Worth Ratio

11.24%

Well Capitalized

Institution Profile

NCUA

Address

1201 Clifford Ave, Loves Park, IL 61111

Chartered

1968

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$178.3M

Total Shares

$157.5M

Total Loans

$136.2M

Net Income

$64K

Net Worth Ratio

11.24%

≥7% = Well Capitalized

Members

15,767

Return on Assets

0.04%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.64%

$877K

Loan-to-share ratio: 86.5%· healthy range 60–80%

Branch Locations

NCUA

Loves Park

1201 Clifford Ave, Loves Park, IL, 61111

8:00-5:30 M-F 9:00-12:00 S

MainATMDrive-thru

Machesney Park

11280 Forest Hills Rd, Machesney Park, IL, 61115

8:00-5:30 M-F 9:00-12:00 S

ATMDrive-thru

Rochelle

561 Flagg Road, Rochelle, IL, 61068

8:00-5:30 M,F 10:30 - 5:30 T- Th 9:00-12:00 S

ATMDrive-thru

DeKalb County

2676 DeKalb Ave, Sycamore, IL, 60178-3110

9-5:30 M-F 9-12 S

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.