RIVER TO RIVER
Vienna, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
2,443
Net Worth Ratio
14.36%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$29.2M
Peer Group 3
Members
2,443
as of latest quarter
Net Worth Ratio
14.36%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$29.2M
Total Shares
$25.0M
Total Loans
$15.1M
Net Income
$175K
Net Worth Ratio
14.36%
≥7% = Well Capitalized
Members
2,443
Return on Assets
0.60%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.16%
$24K
Loan-to-share ratio: 60.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
1895 State Route 146 E, Vienna, IL, 62995
Lobby Hours M-F 8:30-4:30
Bradford Scott Data Corp
101 E Washington Blvd Ste 700, Fort Wayne, IN, 46802-3145
24/7
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/river-to-river" target="_blank" rel="noopener">View RIVER TO RIVER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.