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RIPPLE

Oshkosh, WI · State Credit Union · Chartered in WI

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #66683Est. 1960RSSD: 605692

Members

2,447

Net Worth Ratio

14.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$38.7M

Peer Group 3

Members

2,447

as of latest quarter

Net Worth Ratio

14.34%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 2346, Oshkosh, WI 54903-2346

Chartered

1960

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$38.7M

Total Shares

$33.1M

Total Loans

$30.2M

Net Income

$164K

Net Worth Ratio

14.34%

≥7% = Well Capitalized

Members

2,447

Return on Assets

0.42%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.68%

$207K

Loan-to-share ratio: 91.2%· healthy range 60–80%

Branch Locations

NCUA

Main Location

429 N Sawyer St, Oshkosh, WI, 54902-4253

Drive Up 7:30 a.m. to 5:30 p.m.Lobby 9:00am to 5:00pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.