RICHMOND HERITAGE
Richmond, VA · Federal Credit Union · Chartered in VA
Who can join
Occupational / select employee group
Members
1,719
Net Worth Ratio
37.37%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$10.5M
Peer Group 3
Members
1,719
as of latest quarter
Net Worth Ratio
37.37%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$10.5M
Total Shares
$6.6M
Total Loans
$4.5M
Net Income
$-19,509
Net Worth Ratio
37.37%
≥7% = Well Capitalized
Members
1,719
Return on Assets
-0.19%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.11%
$5K
Loan-to-share ratio: 68.5%· healthy range 60–80%
Branch Locations
NCUARichmond Heritage FCU
50 W Commerce Rd, Richmond, VA, 23224-2316
Monday, Tuesday, Wednesday, Friday 9:00 am until 5:00 pm Thursday 11:00am until 5:00 pm
First Advantage Federal CU
1201 Broad Rock Blvd, Richmond, VA, 23224-4915
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/richmond-heritage" target="_blank" rel="noopener">View RICHMOND HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.