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RHODE ISLAND

Warwick, RI · State Credit Union · Chartered in RI

Well Capitalized

Who can join

State government employees (special charter)

Charter #67269Est. 1946RSSD: 222893

Members

27,935

Net Worth Ratio

10.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$426.8M

Peer Group 5

Members

27,935

as of latest quarter

Net Worth Ratio

10.26%

Well Capitalized

Institution Profile

NCUA

Address

95 Jefferson Blvd, Warwick, RI 02888

Chartered

1946

Branch Locations

9 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$426.8M

Total Shares

$377.6M

Total Loans

$310.0M

Net Worth Ratio

10.26%

≥7% = Well Capitalized

Members

27,935

Delinquency Rate (60d+)

0.13%

$391K

Loan-to-share ratio: 82.1%· healthy range 60–80%

Branch Locations

NCUA

Rhode Island Credit Union

95 Jefferson Blvd, Warwick, RI, 02888

M-W 8:30am - 4:30pm, Th 8:30am - 5:30pm, Fr 8:30am - 5:00pm

Main

Rhode Island Credit Union

50 Lower College Rd, Kingston, RI, 02881

Mon - Thurs: 8:30am - 4:30pm Fri: 8:30am - 5:00pm

ATM

Rhode Island Credit Union

60 N Main St, Pascoag, RI, 02859-3137

Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm

ATMDrive-thru

Rhode Island Credit Union

860 Reservoir Ave, Cranston, RI, 02910-4414

Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 6:00pm Fri: 8:30am - 7:00pm

ATM

Rhode Island Credit Union

160 Francis St, Providence, RI, 02903-1118

Mon - Wed: 8:30am - 3:30pm Thurs:8:30am - 5:30pm Fri: 8:30am - 6:00pm

ATM

Rhode Island Credit Union

480 Metacom Ave, Bristol, RI, 02809

Mon - Thurs: 8:30am - 12:00pm

Rhode Island Credit Union

349 Smith St, Providence, RI, 02908-3759

Mon - Wed: 8:30am - 4:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 5:00pm

Rhode Island Credit Union

594 Central Ave, Pawtucket, RI, 02861-1956

Monday 9am to 5pmTuesday and Wednesday 9am to 4:30pm Thursday and Friday 9am to 5pmSaturday 9am to 12pm

ATMDrive-thru

Rhode Island Credit Union

390 Metacom Ave, Bristol, RI, 02809

Mon - Wed: 8:30am - 3:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 7:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.