RHODE ISLAND
Warwick, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
27,935
Net Worth Ratio
10.26%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$426.8M
Peer Group 5
Members
27,935
as of latest quarter
Net Worth Ratio
10.26%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$426.8M
Total Shares
$377.6M
Total Loans
$310.0M
Net Worth Ratio
10.26%
≥7% = Well Capitalized
Members
27,935
Delinquency Rate (60d+)
0.13%
$391K
Loan-to-share ratio: 82.1%· healthy range 60–80%
Branch Locations
NCUARhode Island Credit Union
95 Jefferson Blvd, Warwick, RI, 02888
M-W 8:30am - 4:30pm, Th 8:30am - 5:30pm, Fr 8:30am - 5:00pm
Rhode Island Credit Union
50 Lower College Rd, Kingston, RI, 02881
Mon - Thurs: 8:30am - 4:30pm Fri: 8:30am - 5:00pm
Rhode Island Credit Union
60 N Main St, Pascoag, RI, 02859-3137
Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm
Rhode Island Credit Union
860 Reservoir Ave, Cranston, RI, 02910-4414
Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 6:00pm Fri: 8:30am - 7:00pm
Rhode Island Credit Union
160 Francis St, Providence, RI, 02903-1118
Mon - Wed: 8:30am - 3:30pm Thurs:8:30am - 5:30pm Fri: 8:30am - 6:00pm
Rhode Island Credit Union
480 Metacom Ave, Bristol, RI, 02809
Mon - Thurs: 8:30am - 12:00pm
Rhode Island Credit Union
349 Smith St, Providence, RI, 02908-3759
Mon - Wed: 8:30am - 4:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 5:00pm
Rhode Island Credit Union
594 Central Ave, Pawtucket, RI, 02861-1956
Monday 9am to 5pmTuesday and Wednesday 9am to 4:30pm Thursday and Friday 9am to 5pmSaturday 9am to 12pm
Rhode Island Credit Union
390 Metacom Ave, Bristol, RI, 02809
Mon - Wed: 8:30am - 3:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 7:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/rhode-island" target="_blank" rel="noopener">View RHODE ISLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.