🏦Bank Scorer

RANCHO

Downey, CA · Federal Credit Union · Chartered in CA

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #1204Est. 1936RSSD: 650272

Members

6,989

Net Worth Ratio

8.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$110.3M

Peer Group 5

Members

6,989

as of latest quarter

Net Worth Ratio

8.42%

Well Capitalized

Institution Profile

NCUA

Address

12620 Erickson Ave Ste H, Downey, CA 90242-3456

Chartered

1936

Branch Locations

3 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$110.3M

Total Shares

$101.2M

Total Loans

$61.9M

Net Worth Ratio

8.42%

≥7% = Well Capitalized

Members

6,989

Delinquency Rate (60d+)

0.06%

$35K

Loan-to-share ratio: 61.1%· healthy range 60–80%

Branch Locations

NCUA

Downey

12620 Erickson Ave Ste H, Downey, CA, 90242-4019

M-Th (9am-4pm) , Fri (8am-6pm)

Main

Buena Park

8530 Stanton Ave, Buena Park, CA, 90620-3930

M-F 8-5pm

ATM

Claremont

705 W Arrow Hwy, Claremont, CA, 91711-4812

M-Th 9-4:30pm, Fri 8-4:30pm (all days closed from 12-1pm lunch)

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.