RAILS WEST
Pocatello, ID · Federal Credit Union · Chartered in ID
Who can join
Type 52
Members
7,520
Net Worth Ratio
11.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$78.5M
Peer Group 4
Members
7,520
as of latest quarter
Net Worth Ratio
11.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$78.5M
Total Shares
$68.7M
Total Loans
$38.7M
Net Worth Ratio
11.16%
≥7% = Well Capitalized
Members
7,520
Delinquency Rate (60d+)
0.35%
$137K
Loan-to-share ratio: 56.3%· healthy range 60–80%
Branch Locations
NCUAChubbuck Office
4708 Yellowstone Ave, Chubbuck, ID, 83202-2336
M-Th 9:00 AM - 5:30 PMF 9:00 AM - 6:00 PM
Clark Street Branch
751 E Clark St, Pocatello, ID, 83201-6238
M - F 9:00 AM - 5:30 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/rails-west" target="_blank" rel="noopener">View RAILS WEST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.