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RADIFI

Jacksonville, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Employee group

Charter #340Est. 1935RSSD: 39970

Members

42,074

Net Worth Ratio

9.52%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$706.5M

Peer Group 6

Members

42,074

as of latest quarter

Net Worth Ratio

9.52%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 2357, Jacksonville, FL 32232

Chartered

1935

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$706.5M

Total Shares

$571.1M

Total Loans

$537.2M

Net Income

$874K

Net Worth Ratio

9.52%

≥7% = Well Capitalized

Members

42,074

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.34%

$1.9M

Loan-to-share ratio: 94.1%· healthy range 60–80%

Branch Locations

NCUA

Main Branch - Park Street

562 Park St, Jacksonville, FL, 32204-2918

M-F 9am to 5pm Sat 9 am to 1pm Drive-Up: M-Th 8am to 5pm. F 8am to 6pm

MainATMDrive-thru

Atlantic Beach Branch

801 Atlantic Blvd, Atlantic Beach, FL, 32233

Lobby: M-F 9am to 5pm Sat 9am to 1pm Drive-Up: M-Th 8am to 5pm Fri 8am to 6pm

ATMDrive-thru

Westside Branch

7254 103rd St, Jacksonville, FL, 32210-6707

Lobby: M-F 9am to 5pm Sat 9am to 1pm Drive-Up: M-Th 8am to 5pm Fri 8am to 6pm

ATMDrive-thru

Northside Branch

1440 Dunn Ave, Jacksonville, FL, 32218-6347

Lobby: M-F 9am to 5pm Sat 9am to 1pm

ATM

Orange Park Branch

950 Blanding Blvd, Orange Park, FL, 32065-5910

Lobby: M-F 9am to 5pm Sat 9am to 1pm

Mandarin Branch

11406 San Jose Blvd Ste 2, Jacksonville, FL, 32223-7953

9am-5pm

Baymeadows Branch

9802 Old Baymeadows Rd, Jacksonville, FL, 32256

9 am- 5pm

ATMDrive-thru

Glen Kernan Parkway

4815 Sweetgrass Pl Unit 203, Jacksonville, FL, 32224-0131

Lobby Only Monday-Friday 9:00 am - 5:00 pm Saturday 9:00 am - 1:00 pm Sunday Closed

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.