RADIANT
Gainesville, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
61,527
Net Worth Ratio
9.59%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.10B
Peer Group 6
Members
61,527
as of latest quarter
Net Worth Ratio
9.59%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.10B
Total Shares
$945.1M
Total Loans
$737.0M
Net Income
$1.4M
Net Worth Ratio
9.59%
≥7% = Well Capitalized
Members
61,527
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.35%
$2.6M
Loan-to-share ratio: 78.0%· healthy range 60–80%
Branch Locations
NCUARadiant Operations Center (ROC)
4440 NW 25th Pl, Gainesville, FL, 32606-6563
8:00am to 5:00pm, Monday-Friday
Alachua
14520 NW US Highway 441, Alachua, FL, 32615-8204
Lobby: M-F 9:00 am - 5:00 pm Drive-thru M-F 8:00 am - 5:30 pm
Chiefland
1003 NW 22nd Ct, Chiefland, FL, 32626-1992
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am-5:30 pm S 9:00am-12:00pm
Archer Road
6305 SW Archer Rd, Gainesville, FL, 32608
Lobby M-F 9:00am - 5:00pm Drive-Thru M-F 8:00am - 5:30pm
43rd Street
2516 NW 43rd St, Gainesville, FL, 32606
Lobby: M-F 9:00am - 5:00pm Drive-Thru: M-F 8:00am - 5:30pm S 9:00am-12:00pm
Hawthorne
6005 SE US Highway 301 Ste 101, Hawthorne, FL, 32640-7322
Lobby HoursM-F 9:00 am-5:00pmDrive-Thru HoursM-F 8:00am-5:30pm
Live Oak
2231 Ohio Ave N, Live Oak, FL, 32064-4857
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am - 5:30 pm
Lake City
1659 W US Highway 90, Lake City, FL, 32055-6125
Lobby: M-F 9:00 am - 5:00 pm Drive-Thru: M-F 8:00 am - 5:30 pm S 9:00am-12:00pm
Old Town
25873 SE Highway 19, Old Town, FL, 32680
Lobby: Monday - Friday 9:00am - 5:00pm Drive Thru: 8:00am - 5:30pm
Ocala
3510 NE 14th St, Ocala, FL, 34470-4868
Monday - Friday 9:00am - 5:00pm Drive-thru M-F 8:00 am - 5:30 pm
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/radiant" target="_blank" rel="noopener">View RADIANT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.