🏦Bank Scorer

PROVIDENT

Redwood City, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

Type 99

Charter #66343Est. 1950RSSD: 629090

Members

135,247

Net Worth Ratio

10.59%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.63B

Peer Group 6

Members

135,247

as of latest quarter

Net Worth Ratio

10.59%

Well Capitalized

Institution Profile

NCUA

Address

303 Twin Dolphin Drive, Redwood City, CA 94065

Chartered

1950

Branch Locations

23 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.63B

Total Shares

$3.19B

Total Loans

$2.80B

Net Worth Ratio

10.59%

≥7% = Well Capitalized

Members

135,247

Delinquency Rate (60d+)

0.06%

$1.7M

Loan-to-share ratio: 87.7%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

303 Twin Dolphin Dr, Redwood City, CA, 94065-1497

M-F 8:00 am to 6:00pm

MainATM

Provident CU Belmont Branch

1050 El Camino Real Ste C, Belmont, CA, 94002

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 am Sat 9:00 am to 2:00 pm

ATM

Branch Office

2171 Junipero Serra Blvd Ste 150, Daly City, CA, 94014-1955

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 4:00 pm

ATM

Branch Office

2475 Iron Point Rd Ste 110, Folsom, CA, 95630-8755

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATM

Branch Office

22302 Foothill Blvd, Hayward, CA, 94541-2710

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 4:00 pm

ATM

Branch Office

15425 Los Gatos Blvd, Los Gatos, CA, 95032-2553

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATM

Branch Office

209 Broadway, Millbrae, CA, 94030-2507

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATM

Branch Office

2390 El Camino Real Ste 110, Palo Alto, CA, 94306-1437

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATM

Branch Office

210 Redwood Shores Pkwy, Redwood City, CA, 94065-1100

M-Th 9:00 am to 5:00 pm F 9:00 am to 6:00 pm Sat 9:00 am to 2:00 pm

ATM

Branch Office

701 Sacramento St, San Francisco, CA, 94108-2504

M-Th 8:00 am to 4:00 pm F 8:00 am to 5:00 pm

ATM

13 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.