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PREMIER ONE

San Jose, CA · State Credit Union · Chartered in CA

Well Capitalized

Who can join

State government employees (special charter)

Charter #68540Est. 1968RSSD: 197384

Members

27,435

Net Worth Ratio

9.65%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$656.4M

Peer Group 6

Members

27,435

as of latest quarter

Net Worth Ratio

9.65%

Well Capitalized

Institution Profile

NCUA

Address

6640 Via Del Oro, San Jose, CA 95119

Chartered

1968

Branch Locations

6 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$656.4M

Total Shares

$558.1M

Total Loans

$474.2M

Net Worth Ratio

9.65%

≥7% = Well Capitalized

Members

27,435

Delinquency Rate (60d+)

0.15%

$688K

Loan-to-share ratio: 85.0%· healthy range 60–80%

Branch Locations

NCUA

Corporate

6640 Via Del Oro, San Jose, CA, 95119

Mo-Tue Thu 9-5Wed 10-5Fri 9-6Sat 10-2

MainATM

ALMADEN

5353 ALMADEN EXPY Ste 80, SAN JOSE, CA, 95118-3633

MON-FRI 10-6 SAT 10-2

ATM

Asbury

140 Asbury St, San Jose, CA, 95110

Monday, Tuesday, Thursday: 9am ? 5pmWednesday: 10am ? 5pmFriday: 9am ? 6pm

ATM

Arques Branch

1193 E Arques Ave, Sunnyvale, CA, 94085-3904

Mo Tu Th 9-5Wed 10-5Fri 9-6Sat 10-2

ATM

Gilroy

1415 1ST ST STE 101, GILROY, CA, 95020-4870

M-Th 10am-5pm F 10am-6pm Sat 10am-2pm

ATM

SEQUOIA

530 EL CAMINO REAL, REDWOOD CITY, CA, 94063-1212

9AM-5PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.