POSTAL & COMMUNITY
Saint Joseph, MO · State Credit Union · Chartered in MO
Who can join
Type 99
Members
11,114
Net Worth Ratio
9.79%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$93.1M
Peer Group 4
Members
11,114
as of latest quarter
Net Worth Ratio
9.79%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$93.1M
Total Shares
$83.7M
Total Loans
$69.6M
Net Worth Ratio
9.79%
≥7% = Well Capitalized
Members
11,114
Delinquency Rate (60d+)
0.39%
$273K
Loan-to-share ratio: 83.1%· healthy range 60–80%
Branch Locations
NCUAPostal & Community Credit Union
3921 Oakland Ave, Saint Joseph, MO, 64506
9:00am to 4:30pm Monday - Thursday 9:00am to 5:30 Friday 9:00am to 12:00pm Saturday
Postal & Community Credit Union
402 S. Bus 71 Hwy, Savannah, MO, 64485
7:30 - 3:30 Monday, Tuesday, Thursday7:30 - 1:00 Wednesday7:30 - 5:30 Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/postal-and-community" target="_blank" rel="noopener">View POSTAL & COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.