POLY SCIENTIFIC EMPLOYEES
Blacksburg, VA · Federal Credit Union · Chartered in VA
Who can join
Industry / trade group
Members
696
Net Worth Ratio
25.63%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.6M
Peer Group 2
Members
696
as of latest quarter
Net Worth Ratio
25.63%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.6M
Total Shares
$4.2M
Total Loans
$2.7M
Net Income
$7K
Net Worth Ratio
25.63%
≥7% = Well Capitalized
Members
696
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
4.67%
$125K
Loan-to-share ratio: 64.1%· healthy range 60–80%
Branch Locations
NCUAOffice
1213 N Main St, Blacksburg, VA, 24060
7:30-4:00
Vital Records
1213 N Main St, Blacksburg, VA, 24060
Disaster Recovery
1213 N Main St, Blacksburg, VA, 24060
9-1 M-F
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/poly-scientific-employees" target="_blank" rel="noopener">View POLY SCIENTIFIC EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.