POLISH NATIONAL
Chicopee, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
28,647
Net Worth Ratio
13.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$765.4M
Peer Group 6
Members
28,647
as of latest quarter
Net Worth Ratio
13.67%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$765.4M
Total Shares
$614.7M
Total Loans
$627.0M
Net Income
$1.2M
Net Worth Ratio
13.67%
≥7% = Well Capitalized
Members
28,647
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.06%
$371K
Loan-to-share ratio: 102.0%· healthy range 60–80%
Branch Locations
NCUAFront Street
923 Front St, Chicopee, MA, 01020-1723
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Westfield Office
1 Parkside Ave, Westfield, MA, 01085
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Southampton Office
32 College Hwy, Southampton, MA, 01073
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Hampden
25 E Longmeadow Rd, Hampden, MA, 01036
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Chicopee Comprehensive High School
617 Montgomery St, Chicopee, MA, 01020
Tuesday, Wednesday & Friday 11:00 am to 1:00 pm only during the school calendar year - closed during the summer
Wilbraham Office
202 Boston Rd, Wilbraham, MA, 01095
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Granby Office
34 W State St, Granby, MA, 01033-9450
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
East Longmeadow Office
232 N Main St, East Longmeadow, MA, 01028
Mon-Wed, 8:45 am ? 4:00 pm, Thurs- Fri, 8:45 am ? 5:00 pm, Sat, 8:45 am ? 12:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/polish-national" target="_blank" rel="noopener">View POLISH NATIONAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.