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PEOPLE'S

Rayne, LA · State Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #62564Est. 1942RSSD: 565497

Members

3,731

Net Worth Ratio

19.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$24.8M

Peer Group 3

Members

3,731

as of latest quarter

Net Worth Ratio

19.36%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 290, Rayne, LA 70578

Chartered

1942

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$24.8M

Total Shares

$19.9M

Total Loans

$10.1M

Net Worth Ratio

19.36%

≥7% = Well Capitalized

Members

3,731

Delinquency Rate (60d+)

0.96%

$97K

Loan-to-share ratio: 50.5%· healthy range 60–80%

Branch Locations

NCUA

People's Credit Union

904 E TEXAS AVE, Rayne, LA, 70578

8-5 m-f

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.