PANHANDLE
Panama City, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
16,238
Net Worth Ratio
13.24%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$363.7M
Peer Group 5
Members
16,238
as of latest quarter
Net Worth Ratio
13.24%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$363.7M
Total Shares
$312.9M
Total Loans
$204.7M
Net Worth Ratio
13.24%
≥7% = Well Capitalized
Members
16,238
Delinquency Rate (60d+)
0.18%
$369K
Loan-to-share ratio: 65.4%· healthy range 60–80%
Branch Locations
NCUAPanhandle Credit Union
2718 Martin Luther King Jr Blvd, Panama City, FL, 32405-4408
Lobby M-F 8:30 - 5:00 Drive Thru Mon-Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00
Panhandle Credit Union
1100 School Ave, Panama City, FL, 32401-5040
Lobby M-F 8:30 - 5:00 Drive Thru Mon - Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00
Panhandle Credit Union
301 N Richard Jackson Blvd, Panama City Beach, FL, 32407-3680
Lobby M-F 8:30 - 5:00 Drive Thru Mon-Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00
Panhandle Credit Union
8008 Highway 77, Southport, FL, 32409
M - F 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30
Panhandle Credit Union
1912 S Highway 77, Lynn Haven, FL, 32444
Monday - Thursday 8:30am - 5:00pmFriday 8:30am - 5:00 Lobby Friday 8:30 - 5:30 Drive-Thru
Panhandle Credit Union
4295 N Highway 231, Panama City, FL, 32404-9749
M- Fri 8:30 - 5:00Friday - drive - thru open until 5:30Saturday drive thru only 8:30 - 12:00
Panhandle Credit Union
2724 Martin Luther King Jr Blvd, Panama City, FL, 32405
Monday - Friday 8:30am to 5;00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/panhandle-fl" target="_blank" rel="noopener">View PANHANDLE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.