🏦Bank Scorer

PANHANDLE

Panama City, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #68720Est. 1957RSSD: 691686

Members

16,238

Net Worth Ratio

13.24%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$363.7M

Peer Group 5

Members

16,238

as of latest quarter

Net Worth Ratio

13.24%

Well Capitalized

Institution Profile

NCUA

Address

2718 Martin Luther King Jr Blvd, Panama City, FL 32405-4408

Chartered

1957

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$363.7M

Total Shares

$312.9M

Total Loans

$204.7M

Net Worth Ratio

13.24%

≥7% = Well Capitalized

Members

16,238

Delinquency Rate (60d+)

0.18%

$369K

Loan-to-share ratio: 65.4%· healthy range 60–80%

Branch Locations

NCUA

Panhandle Credit Union

2718 Martin Luther King Jr Blvd, Panama City, FL, 32405-4408

Lobby M-F 8:30 - 5:00 Drive Thru Mon-Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00

MainATMDrive-thru

Panhandle Credit Union

1100 School Ave, Panama City, FL, 32401-5040

Lobby M-F 8:30 - 5:00 Drive Thru Mon - Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00

Drive-thru

Panhandle Credit Union

301 N Richard Jackson Blvd, Panama City Beach, FL, 32407-3680

Lobby M-F 8:30 - 5:00 Drive Thru Mon-Thurs 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30 Drive Thru Saturday 8:30 - 12:00

ATMDrive-thru

Panhandle Credit Union

8008 Highway 77, Southport, FL, 32409

M - F 8:30 - 5:00 Drive Thru Friday 8:30 - 5:30

ATMDrive-thru

Panhandle Credit Union

1912 S Highway 77, Lynn Haven, FL, 32444

Monday - Thursday 8:30am - 5:00pmFriday 8:30am - 5:00 Lobby Friday 8:30 - 5:30 Drive-Thru

ATMDrive-thru

Panhandle Credit Union

4295 N Highway 231, Panama City, FL, 32404-9749

M- Fri 8:30 - 5:00Friday - drive - thru open until 5:30Saturday drive thru only 8:30 - 12:00

ATMDrive-thru

Panhandle Credit Union

2724 Martin Luther King Jr Blvd, Panama City, FL, 32405

Monday - Friday 8:30am to 5;00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/panhandle-fl" target="_blank" rel="noopener">View PANHANDLE on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.