🏦Bank Scorer

PALMETTO CITIZENS

Columbia, SC · Federal Credit Union · Chartered in SC

LICUWell Capitalized

Who can join

Multiple / other

Charter #1472Est. 1936RSSD: 510778

Members

86,899

Net Worth Ratio

13.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.48B

Peer Group 6

Members

86,899

as of latest quarter

Net Worth Ratio

13.21%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 5846, Columbia, SC 29250

Chartered

1936

Branch Locations

16 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.48B

Total Shares

$1.18B

Total Loans

$821.8M

Net Worth Ratio

13.21%

≥7% = Well Capitalized

Members

86,899

Delinquency Rate (60d+)

0.72%

$5.9M

Loan-to-share ratio: 69.4%· healthy range 60–80%

Branch Locations

NCUA

Palmetto Citizens FCU Administrative

1320 Washington St, Columbia, SC, 29201-3382

9:00 - 5:00 Mon-Thur 9:00 - 6:00 Fri

MainATMDrive-thru

Palmetto Citizens FCU - Millwood

3122 Millwood Ave, Columbia, SC, 29205-1825

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Northeast

114 Atrium Way, Columbia, SC, 29223

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Irmo

7816 Broad River Rd, Irmo, SC, 29063

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Garners Ferry

7655 Garners Ferry Rd, Columbia, SC, 29209-3857

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Lexington

919 N Lake Dr, Lexington, SC, 29072-2157

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Beltline

2200 N Beltline Blvd, Columbia, SC, 29204-3907

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Bush River

500 Bush River Rd, Columbia, SC, 29210-7314

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - Stadium

1000 Shop Rd, Columbia, SC, 29201-4754

9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Fri

ATMDrive-thru

Palmetto Citizens FCU - West Columbia

2120 Sunset Blvd, West Columbia, SC, 29169-4793

9:00 - 5:00 Mon-Thur 9:00 - 6:00 Fri

ATMDrive-thru

6 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/palmetto-citizens" target="_blank" rel="noopener">View PALMETTO CITIZENS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.