🏦Bank Scorer

P.H.I.

Lafayette, LA · Federal Credit Union · Chartered in LA

LICUAdequately Capitalized

Who can join

Community / multiple bond

Charter #21879Est. 1975RSSD: 181187

Members

832

Net Worth Ratio

6.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.0M

Peer Group 2

Members

832

as of latest quarter

Net Worth Ratio

6.88%

Adequately Capitalized

Institution Profile

NCUA

Address

P O Box 82405, Lafayette, LA 70598-2405

Chartered

1975

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.0M

Total Shares

$4.7M

Total Loans

$3.2M

Net Worth Ratio

6.88%

≥7% = Well Capitalized

Members

832

Loan-to-share ratio: 68.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

714 E Kaliste Saloom Rd Ste A3, Lafayette, LA, 70508-2529

8:30am - 4:00pm Monday through Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.