🏦Bank Scorer

OWENSBORO

Owensboro, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Community — open geographic area

Charter #8988Est. 1953RSSD: 104980

Members

6,071

Net Worth Ratio

13.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$89.5M

Peer Group 4

Members

6,071

as of latest quarter

Net Worth Ratio

13.75%

Well Capitalized

Institution Profile

NCUA

Address

717 Harvard Drive, Owensboro, KY 42301

Chartered

1953

Branch Locations

4 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$89.5M

Total Shares

$76.3M

Total Loans

$36.4M

Net Worth Ratio

13.75%

≥7% = Well Capitalized

Members

6,071

Delinquency Rate (60d+)

0.33%

$122K

Loan-to-share ratio: 47.7%· healthy range 60–80%

Branch Locations

NCUA

Owensboro Federal Credit Union

717 Harvard Dr, Owensboro, KY, 42301-6185

Monday through Friday 8:00am to 5:00pm

MainATMDrive-thru

Owensboro Federal Credit Union

1208 Triplett St, Owensboro, KY, 42303-3160

Monday through Friday 8:00am to 5:00pm

ATMDrive-thru

Owensboro Federal Credit Union

1412 Chelsa Dr, Madisonville, KY, 42431-1671

Monday through Friday 8:00am to 5:00pm

ATMDrive-thru

Share One, Inc.

2650 Thousand Oaks Blvd Ste 1120, Memphis, TN, 38118-2449

8:00 am To 5:00 pm Monday Through Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.