🏦Bank Scorer

OTTAWA HIWAY

Ottawa, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

State government employees (special charter)

Charter #63213Est. 1963RSSD: 326997

Members

1,197

Net Worth Ratio

16.51%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$15.9M

Peer Group 3

Members

1,197

as of latest quarter

Net Worth Ratio

16.51%

Well Capitalized

Institution Profile

NCUA

Address

700 E Norris Dr, Ottawa, IL 61350

Chartered

1963

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$15.9M

Total Shares

$13.2M

Total Loans

$7.1M

Net Income

$76K

Net Worth Ratio

16.51%

≥7% = Well Capitalized

Members

1,197

Return on Assets

0.48%

annualized · >0.5% healthy

Loan-to-share ratio: 53.7%· healthy range 60–80%

Branch Locations

NCUA

Ottawa Hiway Credit Union

700 E Norris Dr, Ottawa, IL, 61350

Monday-Friday 8-3

Main

Ottawa Hiway Credit Union

819 Depot Ave, Dixon, IL, 61021

Tuesday and Thursday 8 to 3:00 pm

Building B

700 E Norris Dr, Ottawa, IL, 61350

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/ottawa-hiway" target="_blank" rel="noopener">View OTTAWA HIWAY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.