OTERO
Alamogordo, NM · Federal Credit Union · Chartered in NM
Who can join
Employer / occupational group
Members
33,841
Net Worth Ratio
15.21%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$532.5M
Peer Group 6
Members
33,841
as of latest quarter
Net Worth Ratio
15.21%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$532.5M
Total Shares
$449.8M
Total Loans
$248.4M
Net Worth Ratio
15.21%
≥7% = Well Capitalized
Members
33,841
Delinquency Rate (60d+)
0.12%
$306K
Loan-to-share ratio: 55.2%· healthy range 60–80%
Branch Locations
NCUAAdministration Offices
1200 10th St, Alamogordo, NM, 88310
M-F 8:30am - 5:30pm
Ruidoso Office
26086 US Highway 70, Ruidoso, NM, 88345-6178
M-F 8:00 am - 6:00 pm Sat 9:00 am - 1:00 pm
South Main Office
1900 S Main St, Roswell, NM, 88203-1837
M-F 8:0 am - 6:00 pm Sat 9:00am- 1:00 pm
Northside Office
3300 N White Sands Blvd Unit A, Alamogordo, NM, 88310
M-F 8:00 am - 6:00 pm Sat 9:00 am - 1:00 pm
Holloman Office
PO BOX 1058, Holloman AFB, NM, 88330
M-F 8:00 am - 6:00 pm Sat 9:00 am - 1:00 pm
Main Office
1200 10th St, Alamogordo, NM, 88310
M-F 8:00 am - 6:00 pm Sat 9:00 am - 1:00 pm
North Main Office
2211 N Main St, Roswell, NM, 88201-6458
M-F 8:00 am - 6:00 pm Sat 9:00 am - 1:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/otero" target="_blank" rel="noopener">View OTERO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.