ORGANIZED LABOR
Modesto, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
3,087
Net Worth Ratio
9.84%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$40.5M
Peer Group 3
Members
3,087
as of latest quarter
Net Worth Ratio
9.84%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$40.5M
Total Shares
$36.5M
Total Loans
$15.1M
Net Income
$109K
Net Worth Ratio
9.84%
≥7% = Well Capitalized
Members
3,087
Return on Assets
0.27%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.93%
$141K
Loan-to-share ratio: 41.5%· healthy range 60–80%
Branch Locations
NCUAOrganized Labor Credit Union
2112 McHenry Ave, Modesto, CA, 95350
9-4:30 Monday 10-3:30 Tuesday-Wednesday 10-4:30 Thursday 9:30-5:30 Friday
Modesto First Credit Union
430 12th St, Modesto, CA, 95354
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/organized-labor" target="_blank" rel="noopener">View ORGANIZED LABOR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.