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OLD SPANISH TRAIL

Westlake, LA · State Credit Union · Chartered in LA

Well Capitalized

Who can join

State government employees (special charter)

Charter #61963Est. 1941RSSD: 734695

Members

884

Net Worth Ratio

30.32%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$5.5M

Peer Group 2

Members

884

as of latest quarter

Net Worth Ratio

30.32%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 37, Westlake, LA 70669

Chartered

1941

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$5.5M

Total Shares

$3.8M

Total Loans

$3.8M

Net Worth Ratio

30.32%

≥7% = Well Capitalized

Members

884

Loan-to-share ratio: 100.7%· healthy range 60–80%

Branch Locations

NCUA

Old Spanish Trail Credit Union

2200 Old Spanish Trl, Westlake, LA, 70669-7800

M-F 12:15 pm-4:15 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.