NORTHRIDGE COMMUNITY
Virginia, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
7,962
Net Worth Ratio
15.66%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$109.6M
Peer Group 5
Members
7,962
as of latest quarter
Net Worth Ratio
15.66%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$109.6M
Total Shares
$91.3M
Total Loans
$88.5M
Net Worth Ratio
15.66%
≥7% = Well Capitalized
Members
7,962
Delinquency Rate (60d+)
2.53%
$2.2M
Loan-to-share ratio: 96.9%· healthy range 60–80%
Branch Locations
NCUAVirginia Office
921 17th St S, Virginia, MN, 55792
Lobby M-F 9am to 4:30 pm Drive Up M-F 8am to 5pm, Sat 9am to 12noon
Hoyt Lakes Office
283 Kennedy Memorial Dr, Hoyt Lakes, MN, 55750
Lobby M-F 9 am to 4:30 pm Drive Up M-F 8 am to 5 pm
Biwabik Office
222 Main St S, Biwabik, MN, 55708-3073
DU 8 am to 5 pm Lobby 9 am - 4:30 pm
Ely Office
1321 E Sheridan St, Ely, MN, 55731
9-4 M-F
Hibbing Office
4125 9th Avenue West, Suite 100, Hibbing, MN, 55746-2306
Monday ? Thursday 8:30 a.m. to 4:30 p.m.Friday 8:30 a.m. to 5 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/northridge-community" target="_blank" rel="noopener">View NORTHRIDGE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.