🏦Bank Scorer

NORTHERN KENTUCKY

Highland Height, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Occupational / select employee group

Charter #21339Est. 1973RSSD: 501383

Members

6,790

Net Worth Ratio

13.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$43.7M

Peer Group 3

Members

6,790

as of latest quarter

Net Worth Ratio

13.42%

Well Capitalized

Institution Profile

NCUA

Address

2805 Alexandria Pike, Highland Height, KY 41076

Chartered

1973

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$43.7M

Total Shares

$37.4M

Total Loans

$18.4M

Net Worth Ratio

13.42%

≥7% = Well Capitalized

Members

6,790

Delinquency Rate (60d+)

0.25%

$47K

Loan-to-share ratio: 49.4%· healthy range 60–80%

Branch Locations

NCUA

Northern Kentucky FCU - Highland Heights

2805 Alexandria Way, Highland Heights, KY, 41076

8:30 am - 5:00 pm Monday thru Thursday 8:00 am - 6:00 pm Friday 9:00 am - Noon Saturday

MainDrive-thru

Northern Kentucky FCU - Florence Location

6720 Dixie Hwy, Florence, KY, 41042-2108

Monday thru Thursday 8:30 am to 5:00 pm Friday 8:00 am to 6:00 pm and Saturday 9:00 am to Noon.

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.