🏦Bank Scorer

NORTH STAR

Cook, MN · State Credit Union · Chartered in MN

LICUWell Capitalized

Who can join

Type 99

Charter #60689Est. 1939RSSD: 432094

Members

6,076

Net Worth Ratio

9.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$112.7M

Peer Group 5

Members

6,076

as of latest quarter

Net Worth Ratio

9.21%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1058, Cook, MN 55723-1058

Chartered

1939

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$112.7M

Total Shares

$101.6M

Total Loans

$86.8M

Net Income

$296K

Net Worth Ratio

9.21%

≥7% = Well Capitalized

Members

6,076

Return on Assets

0.26%

annualized · >0.5% healthy

Loan-to-share ratio: 85.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office 24 S River St

24 S River St, Cook, MN, 55723

Monday thru Thursday 8:30 a.m. to 5:00 p.m. Friday 8:30 to 6:00 p.m.

MainATMDrive-thru

North Star Credit Union North Woods Money Cave

10248 E Olson Rd, Cook, MN, 55723

Thursday 8:00 AM to 1:00 PM

ATM

Nashwauk Branch

401 E Platt Ave, Nashwauk, MN, 55769

9am to 4:30pm

Drive-thru

Northern Pacific Duluth Branch

4918 Grand Ave, Duluth, MN, 55807

M - F 9am to 5pm

Drive-thru

Mt. Iron

8586 Rock Ridge Dr, Mountain Iron, MN, 55768-2800

8:30-5

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/north-star" target="_blank" rel="noopener">View NORTH STAR on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.