🏦Bank Scorer

NORTH COUNTRY

Burlington, VT · Federal Credit Union · Chartered in VT

Well Capitalized

Who can join

Community / multiple bond

Charter #24312Est. 1950RSSD: 177797

Members

78,661

Net Worth Ratio

9.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.13B

Peer Group 6

Members

78,661

as of latest quarter

Net Worth Ratio

9.47%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 64709, Burlington, VT 05406-4709

Chartered

1950

Branch Locations

13 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.13B

Total Shares

$1.00B

Total Loans

$894.0M

Net Income

$1.4M

Net Worth Ratio

9.47%

≥7% = Well Capitalized

Members

78,661

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.63%

$5.6M

Loan-to-share ratio: 89.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

69 Swift St, S Burlington, VT, 05403

M-F 8:30 - 5:00

MainATMDrive-thru

East Montpelier

49 Carleton Blvd., E Montpelier, VT, 05651

M-F 8:30 - 5:00

ATMDrive-thru

Colchester

39 Lower Mountain View Dr, Colchester, VT, 05446

M-W 8:30 - 5:00, Th-Fr 8:30 - 6:00, Sat 9:00-3:00

ATMDrive-thru

Lyndonville

854 Center Street, Lyndonville, VT, 05851

M-F 8:30 - 5:00, Sat 9:00 - 3:00

ATMDrive-thru

Orleans

12 Main St, Orleans, VT, 05860

M-F 8:30 - 5:00

ATM

Berlin

3336 Airport Rd, Barre, VT, 05641-8600

M-W 8:00 - 5:00 Th-F 8:00 - 6:00 Sat 9:00 - 12:00

ATMDrive-thru

Alburgh

37 S Main St, Alburgh, VT, 05440

M-Th 8:30 - 5pm F 8:30 - 5:30

ATM

North Ave

1049 North Ave, Burlington, VT, 05408

M-F 8:30 - 5:00

ATMDrive-thru

Newport

1474 E Main St, Newport, VT, 05855-6400

M-F 8:00-5:00Sat 9:00-1:00

ATMDrive-thru

Morrisville

37 Upper Munson Ave, Morrisville, VT, 05661

8:30 - 5:00 M-F9:00 - 1:00 Sat

Drive-thru

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.