NORTH COAST
Bellingham, WA · State Credit Union · Chartered in WA
Who can join
State government employees (special charter)
Members
20,358
Net Worth Ratio
13.41%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$429.7M
Peer Group 5
Members
20,358
as of latest quarter
Net Worth Ratio
13.41%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$429.7M
Total Shares
$372.6M
Total Loans
$262.2M
Net Income
$531K
Net Worth Ratio
13.41%
≥7% = Well Capitalized
Members
20,358
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$675K
Loan-to-share ratio: 70.4%· healthy range 60–80%
Branch Locations
NCUABellingham Branch
1100 Dupont St, Bellingham, WA, 98225-3113
M-F 9:00 am to 5:30 pm
Mount Vernon Branch
1410 Riverside Dr, Mount Vernon, WA, 98273-2442
M-F 9:00 am to 5:30 pm
Ferndale Branch
5657 Riverside Dr, Ferndale, WA, 98248
M-F 9:00 am to 5:30 pm
Sedro-Woolley Branch
108 N Township St Ste B, Sedro Woolley, WA, 98284-1232
M-F 9:00 am to 5:30 pm
Anacortes Branch
3110 Commercial Ave, Anacortes, WA, 98221
9:00am - 5:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-coast" target="_blank" rel="noopener">View NORTH COAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.