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NORTH ADAMS M E

North Adams, MA · Federal Credit Union · Chartered in MA

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #13274Est. 1959RSSD: 957289

Members

328

Net Worth Ratio

18.40%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.3M

Peer Group 2

Members

328

as of latest quarter

Net Worth Ratio

18.40%

Well Capitalized

Institution Profile

NCUA

Address

60 Roberts Drive Ste 112, North Adams, MA 01247

Chartered

1959

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.3M

Total Shares

$1.8M

Total Loans

$1.1M

Net Worth Ratio

18.40%

≥7% = Well Capitalized

Members

328

Delinquency Rate (60d+)

3.44%

$39K

Loan-to-share ratio: 61.1%· healthy range 60–80%

Branch Locations

NCUA

North Adams Municipal Employee Federal Credit Union

60 Roberts Dr Ste 112, North Adams, MA, 01247-3255

9:00 AM - 4:00 PM

Main

Records

60 Roberts Dr Ste 112, North Adams, MA, 01247

9:00AM - 4:00PMMonday - Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.