🏦Bank Scorer

NESC

Methuen, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Employer / occupational group

Charter #12334Est. 1958RSSD: 188186

Members

7,872

Net Worth Ratio

10.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$125.8M

Peer Group 5

Members

7,872

as of latest quarter

Net Worth Ratio

10.47%

Well Capitalized

Institution Profile

NCUA

Address

248 Pleasant St, Methuen, MA 01844

Chartered

1958

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$125.8M

Total Shares

$112.0M

Total Loans

$86.5M

Net Worth Ratio

10.47%

≥7% = Well Capitalized

Members

7,872

Delinquency Rate (60d+)

0.37%

$316K

Loan-to-share ratio: 77.2%· healthy range 60–80%

Branch Locations

NCUA

NESC FCU

248 PLEASANT ST, METHUEN, MA, 01844

M-F 8:30-5

Main

METHUEN BRANCH

244 PLEASANT ST, METHUEN, MA, 01844

M - FR 8:30-5 SAT 8:30-12:30

ATMDrive-thru

ANDOVER IRS BRANCH

310 LOWELL ST, ANDOVER, MA, 01810

M-F 8:30-5

ATM

LAWRENCE BRANCH

14 AMESBURY ST, LAWRENCE, MA, 01840

M - FR 8:30-5 SAT 8:30-12:30

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.