NAVIGANT
Smithfield, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
170,060
Net Worth Ratio
9.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.18B
Peer Group 6
Members
170,060
as of latest quarter
Net Worth Ratio
9.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.18B
Total Shares
$3.63B
Total Loans
$3.63B
Net Income
$8.8M
Net Worth Ratio
9.93%
≥7% = Well Capitalized
Members
170,060
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$6.3M
Loan-to-share ratio: 100.0%· healthy range 60–80%
Branch Locations
NCUACorporate Center
1005 Douglas Pike, Smithfield, RI, 02917
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-5pm
Chapel Four Corners
2086 Diamond Hill Rd, Cumberland, RI, 02864-5531
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive Up Mon-Wed 8am-4pm Thursday 8am-5pm Friday 8am-6pm Saturday 8:30am-12pm
Cumberland Hill
3291 Mendon Rd, Cumberland, RI, 02864
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Friday 8am-6pm Saturday 8:30am-12pm
Greenville
468 Putnam Pike, Greenville, RI, 02828
Lobby Mon-Wed 9am-4pm Thurs 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Friday 8am-6pm Sat 8:30am-12pm
Lincoln
185 Front St, Lincoln, RI, 02865
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Pawtucket
20 Dexter St, Pawtucket, RI, 02860-2926
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9-12 Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Rumford
230 Newport Ave, Rumford, RI, 02916
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Smithfield
1005 Douglas Pike, Smithfield, RI, 02917
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 7:30am-5pm Fri 7:30am-6pm Sat 8:30am-12pm
Woonsocket
1280 Park Ave, Woonsocket, RI, 02895-6514
Lobby Mon - Wed 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Manville
56 Railroad St, Manville, RI, 02838
Lobby Mon-Wed 9am-4pm Thursday 9am-4pm Friday 9am-6pm Sat 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
17 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/navigant" target="_blank" rel="noopener">View NAVIGANT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.