MYPOINT
San Diego, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
28,091
Net Worth Ratio
8.48%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$701.1M
Peer Group 6
Members
28,091
as of latest quarter
Net Worth Ratio
8.48%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$701.1M
Total Shares
$585.2M
Total Loans
$571.6M
Net Worth Ratio
8.48%
≥7% = Well Capitalized
Members
28,091
Delinquency Rate (60d+)
0.18%
$1.0M
Loan-to-share ratio: 97.7%· healthy range 60–80%
Branch Locations
NCUAKearny Mesa Main Office
9420 Farnham St, San Diego, CA, 92123
M-F 8:00am - 4:30pm (Main Office) M-F 9:00am - 6:00pm (Kearny Mesa Branch)
Carlsbad Branch
2610 El Camino Real Unit A, Carlsbad, CA, 92008-1214
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm Sat 9:00 am to 2:00 pm
El Cajon Branch
780 Jamacha Rd, El Cajon, CA, 92019
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pmSat 9:00am to 4:00pm
National City Branch
3003 Highland Ave Ste 102, National City, CA, 91950
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm Sat 9:00am to 4:00pm
Rancho Bernardo
16763 Bernardo Center Dr, San Diego, CA, 92128-2586
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm
Sports Arena Branch
3777 Sports Arena Blvd, San Diego, CA, 92110-5131
M-Thu 9:00am - 5:00pm Extended Walk-Up Hours until 6:00pm Fri 9:00am - 6:00pm Sat 9:00am to 4:00pm
North Park
3773 30th St, San Diego, CA, 92104
Monday - Friday 9am-6pmSaturday 9am-4pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mypoint" target="_blank" rel="noopener">View MYPOINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.