MUNICIPAL EMPL.CREDIT UNION OF BALT
Baltimore, MD · State Credit Union · Chartered in MD
Who can join
State government employees (special charter)
Members
92,195
Net Worth Ratio
12.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.27B
Peer Group 6
Members
92,195
as of latest quarter
Net Worth Ratio
12.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.27B
Total Shares
$1.06B
Total Loans
$804.2M
Net Income
$903K
Net Worth Ratio
12.93%
≥7% = Well Capitalized
Members
92,195
Return on Assets
0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.96%
$7.7M
Loan-to-share ratio: 75.6%· healthy range 60–80%
Branch Locations
NCUACorporate Offices
1 South St, Baltimore, MD, 21202
Monday through Friday 8:00-5:00
Harry Deitchman PJM Center
312 Martin Luther King Jr Blvd, Baltimore, MD, 21201
Monday through Wednesday 7:30am-4:00pm Thursday 9:00am-4:00pm Friday 7:30am-5:30pm Saturday 9:00am-1:00pm ATM available 24 hours a day
Elmer Bernhardt Headquarters Branch
1 South St, Baltimore, MD, 21202-3298
Monday through Wednesday 8:30am-4:30pmThursday 9:00am-4:30pmFriday 8:30am-5:30pmATM available 24 hours a day
John T. O'Mailey Hamilton Center Branch
2337 E Northern Pkwy, Baltimore, MD, 21214
Drive Thru: Monday/Tuesday/Wednesday/Friday 8:30am-5:30pm Thursday 9:00am-5:30pm Saturday 9:00am-1:00pm Lobby: Monday through Thursday 9:00am-4:00pmFriday 9:00am-5:30pmSaturday 9:00am-1:00pmATM available 24 hours a day
Loch Ridge Center Branch
8507 Loch Raven Blvd, Baltimore, MD, 21286
Monday through Friday 12:00pm-7:00pm Saturday 9:00am-1:00pm ATM available 24 hours a day
Charles L. Benton Jr. Westview Branch
5910 Baltimore National Pike, Catonsville, MD, 21228
Drive Thru: Monday-Thursday 8:30am-5:30pm Friday 9:00am-5:30pm Saturday 9:00am-1:00pm Lobby: Monday through Thursday 9:00am-4:00pmFriday 9:00am-5:30pmSaturday 9:00am-1:00pmATM available 24 hours a day
Dundalk Branch
7220 Holabird Ave, Dundalk, MD, 21222
Monday through Thursday 9:00am-4:00pm Friday 9:00am-5:30pm Saturday 9:00am-1:00pm ATM available 24 hours a day
Commercentre Branch
1777 Reisterstown Rd, Pikesville, MD, 21208
Monday through Friday 12:00pm-7:00pm Saturday 9:00am-1:00pmATM available 24 hours a day
Seton Branch
4801 Seton Dr, Baltimore, MD, 21215-3211
Drive Thru: Monday/Tuesday/Wednesday/Friday 8:30am-5:30pm Thursday 9:00am-5:30pm Saturday 9:00am-1:00pm Lobby: Monday through Thursday 9:00am-4:00pmFriday 9:00am-5:30pmSaturday 9:00am-1:00pm24 Hour Drive Up ATM located in the first lane
Randallstown Branch
8700 Liberty Rd, Randallstown, MD, 21133-4706
Lobby HoursMon: 9:00 - 4:00Tue: 9:00 - 4:00Wed: 9:00 - 4:00Thu: 9:00 - 4:00Fri: 9:00 - 5:30Sat: 9:00 - 1:00Sun: ClosedDeposit Taking ATM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/municipal-empl-credit-union-of-balt" target="_blank" rel="noopener">View MUNICIPAL EMPL.CREDIT UNION OF BALT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.