MOREHEAD COMMUNITY
Morehead, KY · Federal Credit Union · Chartered in KY
Who can join
Employer / occupational group
Members
4,442
Net Worth Ratio
13.28%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$64.0M
Peer Group 4
Members
4,442
as of latest quarter
Net Worth Ratio
13.28%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$64.0M
Total Shares
$55.3M
Total Loans
$28.0M
Net Income
$265K
Net Worth Ratio
13.28%
≥7% = Well Capitalized
Members
4,442
Return on Assets
0.41%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$37K
Loan-to-share ratio: 50.7%· healthy range 60–80%
Branch Locations
NCUA503 West Main
503 W Main St, Morehead, KY, 40351-1539
9:00am to 4:00pm M-Th 9:00am to 5:00pm F
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/morehead-community" target="_blank" rel="noopener">View MOREHEAD COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.