🏦Bank Scorer

MOREHEAD COMMUNITY

Morehead, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #23070Est. 1978RSSD: 33183

Members

4,442

Net Worth Ratio

13.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$64.0M

Peer Group 4

Members

4,442

as of latest quarter

Net Worth Ratio

13.28%

Well Capitalized

Institution Profile

NCUA

Address

503 West Main St., Morehead, KY 40351

Chartered

1978

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$64.0M

Total Shares

$55.3M

Total Loans

$28.0M

Net Income

$265K

Net Worth Ratio

13.28%

≥7% = Well Capitalized

Members

4,442

Return on Assets

0.41%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.13%

$37K

Loan-to-share ratio: 50.7%· healthy range 60–80%

Branch Locations

NCUA

503 West Main

503 W Main St, Morehead, KY, 40351-1539

9:00am to 4:00pm M-Th 9:00am to 5:00pm F

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.