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MONROE COUNTY TEACHERS

Key West, FL · Federal Credit Union · Chartered in FL

Well Capitalized

Who can join

Occupational / select employee group

Charter #7039Est. 1950RSSD: 256487

Members

2,045

Net Worth Ratio

9.45%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$25.1M

Peer Group 3

Members

2,045

as of latest quarter

Net Worth Ratio

9.45%

Well Capitalized

Institution Profile

NCUA

Address

1442 Kennedy Dr, Key West, FL 33040

Chartered

1950

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$25.1M

Total Shares

$22.6M

Total Loans

$16.7M

Net Income

$-132,129

Net Worth Ratio

9.45%

≥7% = Well Capitalized

Members

2,045

Return on Assets

-0.53%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.65%

$109K

Loan-to-share ratio: 73.6%· healthy range 60–80%

Branch Locations

NCUA

Monroe County Teachers FCU

1442 Kennedy Dr, Key West, FL, 33040

9 AM to 5:00 PM Monday - Friday

MainATM

Bradford Scott Sharetec

1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814

Monday through friday 9-5

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.