🏦Bank Scorer

MILLBURY

Millbury, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Employer / occupational group

Charter #24543Est. 1934RSSD: 269393

Members

30,003

Net Worth Ratio

9.46%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$478.3M

Peer Group 5

Members

30,003

as of latest quarter

Net Worth Ratio

9.46%

Well Capitalized

Institution Profile

NCUA

Address

50 Main St, Millbury, MA 01527

Chartered

1934

Branch Locations

5 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$478.3M

Total Shares

$429.9M

Total Loans

$349.4M

Net Income

$375K

Net Worth Ratio

9.46%

≥7% = Well Capitalized

Members

30,003

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.12%

$405K

Loan-to-share ratio: 81.3%· healthy range 60–80%

Branch Locations

NCUA

Millbury

50 Main St, Millbury, MA, 01527

Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 5:00Friday 9:00 to 6:00 Saturday 9:00 to 12:00

MainATMDrive-thru

Webster Square

117 Stafford St Ste B, Worcester, MA, 01603-1478

Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 6:00Friday 9:00 to 5:00 Saturday 9:00 to 12:00

ATMDrive-thru

Auburn

56 Auburn St, Auburn, MA, 01501

Monday through Wednesday 8:00 to 4:00 Thursday 8:00 to 5:00Friday 8:00 to 6:00 Saturday 9:00 to 12:00

ATM

Greendale

460 W Boylston St, Worcester, MA, 01606

Monday through Wednesday 9:00 to 4:00 Thursday 9:00 to 6:00Friday 9:00 to 5:00 Saturday 9:00 to 12:00

ATMDrive-thru

So. Grafton

377 Providence Rd, South Grafton, MA, 01560

Monday through Wednesday 9:00 to 4:00Thursday 9:00 to 5:00 Friday 9:00 to 6:00 Saturday 9:00 to 12:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.