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MIDWEST MEMBERS

Wood River, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #68684Est. 1935RSSD: 882578

Members

17,581

Net Worth Ratio

13.15%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$226.5M

Peer Group 5

Members

17,581

as of latest quarter

Net Worth Ratio

13.15%

Well Capitalized

Institution Profile

NCUA

Address

101 Wesley Drive, Wood River, IL 62095

Chartered

1935

Branch Locations

3 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$226.5M

Total Shares

$196.4M

Total Loans

$161.8M

Net Worth Ratio

13.15%

≥7% = Well Capitalized

Members

17,581

Delinquency Rate (60d+)

0.11%

$173K

Loan-to-share ratio: 82.4%· healthy range 60–80%

Branch Locations

NCUA

Wood River Office

101 Wesley Dr., Wood River, IL, 62095

Monday - Thursday 8:00 - 5:00 Friday: 8:00 - 6:00 Saturday D/U: 8:00 - 12:00

MainATMDrive-thru

Maryville Office

2813 N Center St, Maryville, IL, 62062-5627

Monday - Thursday: 8:30 - 5:00 Friday: 8:30 - 6:00 Saturday D/U: 8:30 - 12:00

ATMDrive-thru

Granite City Office

2400 Madison Ave, Granite City, IL, 62040

M-T 8AM to 5PM F 8AM to 6PM S 8AM to 12PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.