MIDWAY
Berryville, VA · Federal Credit Union · Chartered in VA
Who can join
Community — open geographic area
Members
790
Net Worth Ratio
22.88%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$10.0M
Peer Group 2
Members
790
as of latest quarter
Net Worth Ratio
22.88%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$10.0M
Total Shares
$8.5M
Total Loans
$3.3M
Net Worth Ratio
22.88%
≥7% = Well Capitalized
Members
790
Delinquency Rate (60d+)
0.03%
$988
Loan-to-share ratio: 39.0%· healthy range 60–80%
Branch Locations
NCUAWinchester Main
158 Front Royal Pike Ste 101, Winchester, VA, 22602
9 AM - 1 PM Monday, Tuesday, Thursday and Friday
Npsc
430 Market St, Winchester, VA, 22603
M 8-12 Th 11-2
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/midway" target="_blank" rel="noopener">View MIDWAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.