MIDSOUTH COMMUNITY
Macon, GA · Federal Credit Union · Chartered in GA
Who can join
Employer / occupational group
Members
43,724
Net Worth Ratio
14.15%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$481.0M
Peer Group 5
Members
43,724
as of latest quarter
Net Worth Ratio
14.15%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$481.0M
Total Shares
$414.4M
Total Loans
$324.0M
Net Worth Ratio
14.15%
≥7% = Well Capitalized
Members
43,724
Delinquency Rate (60d+)
0.61%
$2.0M
Loan-to-share ratio: 78.2%· healthy range 60–80%
Branch Locations
NCUAMercer Office
4810 Mercer University Dr, Macon, GA, 31210-5675
M-F 9:00 am - 5:15 pm Sat 9:00 - 1:00 pm
Lasseter Office
2306 Laseter Pl, Macon, GA, 31204-0301
M-F 9:00 am - 5:15 pm
Hartley Bridge Office
3205 Hartley Bridge Rd, Macon, GA, 31216
M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm
Milledgeville Office
375 Hammock Rd NW, Milledgeville, GA, 31061
M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm
Watson
1869 Watson Blvd, Warner Robins, GA, 31093
M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm
Russell
302 Russell Pkwy, Warner Robins, GA, 31088
M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm
BASS
1611 BASS RD, MACON, GA, 31210
Monday - Thursday 9:00 AM - 5:15 PM Friday 9:00 AM - 6:00 PM
Hutchings College & Career Academy
1780 Anthony Rd, Macon, GA, 31204-5904
9 to 5pm Monday through Friday
HWY 96
1101 HWY 96, Kathleen, GA, 31047
M-F 9am to 5:15 Sat 9am to 12pm
Operations Office
148 Steven Dr, Macon, GA, 31210
8 hours a day/5 days a week
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/midsouth-community" target="_blank" rel="noopener">View MIDSOUTH COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.