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MIDDLESEX-ESSEX POSTAL EMPLOYEES

North Reading, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Federal government employees

Charter #19446Est. 1969RSSD: 876184

Members

620

Net Worth Ratio

35.20%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.9M

Peer Group 2

Members

620

as of latest quarter

Net Worth Ratio

35.20%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 577, North Reading, MA 01864

Chartered

1969

Branch Locations

1 location

Membership Eligibility

Federal government employees

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.9M

Total Shares

$3.1M

Total Loans

$1.4M

Net Worth Ratio

35.20%

≥7% = Well Capitalized

Members

620

Delinquency Rate (60d+)

0.44%

$6K

Loan-to-share ratio: 45.5%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

76 Main St, North Reading, MA, 01889-7001

3:00 PM TO 5:30 PM Monday, Wednesday, Friday

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.