🏦Bank Scorer

MIAMI

Miami, FL · Federal Credit Union · Chartered in FL

Well Capitalized

Who can join

Community — open geographic area

Charter #9287Est. 1954RSSD: 408987

Members

2,619

Net Worth Ratio

12.19%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$43.8M

Peer Group 3

Members

2,619

as of latest quarter

Net Worth Ratio

12.19%

Well Capitalized

Institution Profile

NCUA

Address

51 Sw 1st Avenue, Suite 604, Miami, FL 33130

Chartered

1954

Branch Locations

5 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$43.8M

Total Shares

$38.3M

Total Loans

$32.2M

Net Income

$195K

Net Worth Ratio

12.19%

≥7% = Well Capitalized

Members

2,619

Return on Assets

0.44%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.62%

$200K

Loan-to-share ratio: 84.0%· healthy range 60–80%

Branch Locations

NCUA

Main

51 SW 1st Ave Ste 604, Miami, FL, 33130-1611

9:00am thru 4:00pm

MainATM

Ft Lauderdale

299 E Broward Blvd, Ft Lauderdale, FL, 33301

9:00am thru 4:00pm

ATM

Justice

99 NE 4th St Fl 2, Miami, FL, 33132-2131

9:00am thru 4:00pm

Wilkie

400 N Miami Ave Fl 6, Miami, FL, 33128

9:00am thru 4:00pm

ATM

Shared Services for Credit Unions

8895 N Military Trl, WEST PALM BEACH, FL, 33410-6220

9:00 am. to 5:00 pm Monday - Friday

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.