🏦Bank Scorer

METROWEST COMMUNITY

Framingham, MA · Federal Credit Union · Chartered in MA

Well Capitalized

Who can join

Employer / occupational group

Charter #4731Est. 1941RSSD: 670971

Members

7,000

Net Worth Ratio

8.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$146.5M

Peer Group 5

Members

7,000

as of latest quarter

Net Worth Ratio

8.62%

Well Capitalized

Institution Profile

NCUA

Address

200 Concord St, Framingham, MA 01701

Chartered

1941

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$146.5M

Total Shares

$137.2M

Total Loans

$71.8M

Net Worth Ratio

8.62%

≥7% = Well Capitalized

Members

7,000

Delinquency Rate (60d+)

0.19%

$133K

Loan-to-share ratio: 52.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

200 Concord St, Framingham, MA, 01702-8306

Monday thru Friday 8:30 - 4:45

MainATM

Disaster Recovery Site is pending.

200 Concord St, Framingham, MA, 01702-8306

Monday -Friday8:30-4:45

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.