METRO
Chelsea, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
215,295
Net Worth Ratio
9.08%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$3.30B
Peer Group 6
Members
215,295
as of latest quarter
Net Worth Ratio
9.08%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$3.30B
Total Shares
$2.75B
Total Loans
$2.77B
Net Worth Ratio
9.08%
≥7% = Well Capitalized
Members
215,295
Delinquency Rate (60d+)
0.14%
$3.8M
Loan-to-share ratio: 101.0%· healthy range 60–80%
Branch Locations
NCUAChelsea
200 Revere Beach Pkwy, Chelsea, MA, 02150-1608
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Broadway
365 Broadway, Chelsea, MA, 02150
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Burlington
50 Summit Dr, Burlington, MA, 01803
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Framingham
1124 Worcester Rd, Framingham, MA, 01702-5209
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Lynn
475 Western Ave, Lynn, MA, 01904-3317
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Lawrence
215 S Broadway, Lawrence, MA, 01843-1400
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Peabody
68 Main St, Peabody, MA, 01960-5552
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Salem
4 Paradise Rd, Salem, MA, 01970-4230
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Tewksbury
1527 Main St, Tewksbury, MA, 01876-2043
Monday - Wednesday 9:00 AM - 5:00 PM Thursday & Friday 9:00 AM - 6:00 PM Saturday 9:00 AM - 1:00 PM
Comm Ave
922 Commonwealth Ave, Boston, MA, 02215-1204
M-W 8:30 -5:00 Th 8:30 - 6:00 Fr 8:30 - 5:00 Sat 9:00 - 1.00
8 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/metro-ma" target="_blank" rel="noopener">View METRO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.