MERITUS
Lafayette, LA · Federal Credit Union · Chartered in LA
Who can join
Employer / occupational group
Members
23,654
Net Worth Ratio
13.16%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$249.5M
Peer Group 5
Members
23,654
as of latest quarter
Net Worth Ratio
13.16%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$249.5M
Total Shares
$212.1M
Total Loans
$163.5M
Net Income
$63K
Net Worth Ratio
13.16%
≥7% = Well Capitalized
Members
23,654
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$398K
Loan-to-share ratio: 77.1%· healthy range 60–80%
Branch Locations
NCUAMeritus FCU Main Office
515 Guilbeau Rd, Lafayette, LA, 70506-6089
8:30 to 5:00
Meritus FCU Acadia Branch
331 Odd Fellows Rd, Crowley, LA, 70526-2206
8:30-5:00
Meritus FCU Iberia Branch
1101 Parkview Dr, New Iberia, LA, 70563-2884
8:30 to 5:00
Meritus FCU Carencro Branch
724 Veterans Dr, Carencro, LA, 70520-3619
8:30 - 5:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/meritus" target="_blank" rel="noopener">View MERITUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.