🏦Bank Scorer

MERCED SCHOOL EMPLOYEES

Merced, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Occupational / select employee group

Charter #9119Est. 1954RSSD: 341682

Members

50,925

Net Worth Ratio

11.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$897.5M

Peer Group 6

Members

50,925

as of latest quarter

Net Worth Ratio

11.44%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 1349, Merced, CA 95341

Chartered

1954

Branch Locations

8 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$897.5M

Total Shares

$795.1M

Total Loans

$304.9M

Net Worth Ratio

11.44%

≥7% = Well Capitalized

Members

50,925

Delinquency Rate (60d+)

0.29%

$875K

Loan-to-share ratio: 38.3%· healthy range 60–80%

Branch Locations

NCUA

MSEFCU Main

1021 Olivewood Dr, Merced, CA, 95348-1218

8:30-5:00 M-Th 9:00-6:00 Friday

MainDrive-thru

MSEFCU Los Banos

1890 S Mercy Springs Rd, Los Banos, CA, 93635

8:30 to 5:00 M-Th 9:00-6:00 Friday

ATM

MSEFCU M St.

1935 M St, Merced, CA, 95340

8:30-5:00 T-Th 9:00-6:00 Friday Saturday 9 - 2

ATM

MSEFCU Atwater

101 Bellevue Rd, Atwater, CA, 95301

8:30-5:00 M-TH 9:00-6:00 Friday

ATMDrive-thru

Merced High School Bear Branch

205 W Olive Ave, Merced, CA, 95348

Limited Service, open less than ten hours a week.

Le Grand High School Bulldog Branch

12961 Le Grand Rd, Le Grand, CA, 95333-9813

Limited Service,open less than ten hours a week.

Delhi High School Hawk Branch

16881 Schendel Ave, Delhi, CA, 95315

Limited Service, open less than 10 hours a week.

Golden Valley High Cougar Branch

2121 E Childs Ave, Merced, CA, 95341-9516

Limited Service, open less than 10 hours a week.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/merced-school-employees" target="_blank" rel="noopener">View MERCED SCHOOL EMPLOYEES on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.