MEMBERS HERITAGE
Lexington, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
54,828
Net Worth Ratio
12.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$583.6M
Peer Group 6
Members
54,828
as of latest quarter
Net Worth Ratio
12.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$583.6M
Total Shares
$509.8M
Total Loans
$369.4M
Net Worth Ratio
12.32%
≥7% = Well Capitalized
Members
54,828
Delinquency Rate (60d+)
0.49%
$1.8M
Loan-to-share ratio: 72.4%· healthy range 60–80%
Branch Locations
NCUAPark Place
440 Park Pl, Lexington, KY, 40511-1829
Lobby 8-5 M-F, Drive-Thru 8-5:30 M-R, 8-6 Friday, Drive Thru Only 9-12 Saturday
Members Way Branch
2420 Members Way, Lexington, KY, 40504
Lobby 8-5 M-F, Drive Thru 8-5:30 M-R, 8-6 Friday, Drive Thru Only 9-12 Saturday
Pimlico Branch
3202 Custer Dr, Lexington, KY, 40517-4025
Lobby 8-5 M-F, Drive-Thru 8-5:30 M-Thursday, 8-6 Friday, Drive Thru Only Saturday 9-12
Winchester Branch
339 Shoppers Dr, Winchester, KY, 40391-1379
Lobby 9-5 M-F, Drive Thru 9-5:30 M-F, Drive Thru 9-12 Saturday
Nicholasville Branch
1039 N Main St, Nicholasville, KY, 40356-2312
Lobby 9-5 M-F, Drive thru 9-5:30 M-F Drive Thru 9-12 Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/members-heritage" target="_blank" rel="noopener">View MEMBERS HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.