MEMBERS COOPERATIVE
Duluth, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
59,619
Net Worth Ratio
10.17%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.19B
Peer Group 6
Members
59,619
as of latest quarter
Net Worth Ratio
10.17%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.19B
Total Shares
$983.3M
Total Loans
$939.9M
Net Income
$1.9M
Net Worth Ratio
10.17%
≥7% = Well Capitalized
Members
59,619
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.85%
$8.0M
Loan-to-share ratio: 95.6%· healthy range 60–80%
Branch Locations
NCUADuluth-Spirit Valley
215 N 40th Ave W, Duluth, MN, 55807
Office Hours:8:30am - 5:00pm Monday-Thursday8:30am - 6:00pm Friday9:00am - 1:00pm SaturdayDrive-Up:7:30am - 6:00pm Monday-Friday9:00 - 1:00pm Saturday Safe Deposit Box Hours: 9:00am - 4:30pm Monday-Thursday9:00am - 5:30pm Friday
Aitkin
108 Minnesota Ave N, Aitkin, MN, 56431-1410
Office Hours: 8:30am - 5:30pm Monday-Friday 8:30am - 12:00pm SaturdayDrive-Up Hours:8:00am - 5:30pm Monday-Friday8:30am - 12:00pm Saturday ATM Hours: 24 Hours
McGregor
149 W Highway 210, McGregor, MN, 55760
Office & Drive-Up Hours: Monday-Friday 8:30am - 5:30pm Safe Deposit Box Hours: Monday-Friday 9:00am - 4:00pm
Miller Hill
605 W Central Entrance, Duluth, MN, 55811-5448
Office Hours and Drive-Up Hours:Monday-Thursday 8:00am - 5:00pmFriday 8:00am - 6:00pm Saturday 8:30am - 12:00pm ATM Hours: 24 Hours
BlueStone
952 Woodland Ave # 960, Duluth, MN, 55812-1113
Office Hours:9:00am - 6:00pm Monday-FridayDrive-Up:9:00am - 6:00pm Monday-Friday
Isanti
210 6th Ave NE, Isanti, MN, 55040
Office and Drive-up Hours: Monday - Friday 9:00am - 5:00 pm Safe Deposit Box Hours: By appointment only 24-Hour ATM
Moose Lake
301 Elm Ave, Moose Lake, MN, 55767
Lobby Hours:Monday-Friday 8:30am - 5:00pmSaturday 8:30am - 12:00pmDrive-up:Monday-Thursday 8:30am - 5:00pmFriday 8:30am - 6:00pmSaturday 8:30am - 12:00pmSafe Deposit Box Hours:Monday-Friday 9:00am - 4:30pm
North Branch
38807 9th Ave, North Branch, MN, 55056
Office Hours:Monday-Friday 9:00am - 5:00pmSaturday 8:30am - 12:00pmDrive-up Hours:Monday-Friday 8:30am - 5:30pmSaturday 8:30am - 12:00pmSafe Deposit Box Hours:Monday-Friday 9:30am - 4:30pm
Sandstone
305 Lundorff Drive, Sandstone, MN, 55072
LobbyMonday-Friday 8:30am - 5:00pmSaturday 8:30am - 12:00pmDrive-upMonday-Thursday 7:30am - 5:30pm Friday 7:30am - 6:00pmSaturday 8:30am - 12:00pm
Grand Rapids
18 NW 4th St, Grand Rapids, MN, 55744
Office and Drive-up Hours:Monday-Friday 8:00am - 5:00pmSaturday 8:30am - 12:00pm
2 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/members-cooperative" target="_blank" rel="noopener">View MEMBERS COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.