MEMBERS CHOICE
Ashland, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
23,216
Net Worth Ratio
8.31%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$425.8M
Peer Group 5
Members
23,216
as of latest quarter
Net Worth Ratio
8.31%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$425.8M
Total Shares
$384.1M
Total Loans
$288.9M
Net Income
$688K
Net Worth Ratio
8.31%
≥7% = Well Capitalized
Members
23,216
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.47%
$1.4M
Loan-to-share ratio: 75.2%· healthy range 60–80%
Branch Locations
NCUARUSSELL ROAD OFFICE
145 RUSSELL RD, ASHLAND, KY, 41101
7:00 - 4:00 MONDAY-FRIDAY
CANNONSBURG OFFICE
1315 CANNONSBURG RD, ASHLAND, KY, 41102
8:30-5:00 MONDAY-FRIDAY
Central Office
1401 Central Ave, Ashland, KY, 41101-7551
M - F 7-5SAT 8-12
Bellefonte Office
800 Saint Christopher Dr Ste 2, Ashland, KY, 41101-7030
Monday - Friday 8-5
Grayson Temporary Office
114 Interstate Dr, Grayson, KY, 41143-1787
Monday - Friday 8-5
Greenup Temporary Office
226 Main St, Greenup, KY, 41144-1067
8-5 Monday - Friday
Cannonsburg Office
1315 CANNONSBURG RD, ASHLAND, KY, 41102
8:30-5:00 Monday-Friday
Jack Henry Symitar Episys Data Center
663 W Highway 60, Monett, MO, 65708-8215
24 Hour
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/members-choice" target="_blank" rel="noopener">View MEMBERS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.